Investor Fairness Standards

Last updated: June 4, 2026.

HomePath Options is a service of Keystone Court Data LLC. The investors who receive matched homeowner leads through HomePath are the exclusive county subscribers to Keystone Court Data's lead-intelligence service. As part of their subscriber agreement with Keystone Court Data, they commit to operate under these fairness standards when contacting any HomePath Options-matched homeowner.

This page exists so homeowners can read — in plain language — what we hold matched investors to.

1. No upfront fees from homeowners. Ever.

Federal law (MARS Rule, 16 C.F.R. Part 322) prohibits charging homeowners upfront for foreclosure-related services. We strictly enforce this on every investor in our network. If a matched investor ever asks you for money up front, report it immediately to compliance@homepath-options.com and to the FTC at reportfraud.ftc.gov.

2. Fair-market evaluation

Every offer must reflect a good-faith analysis of the property's market value, accounting for repair costs, holding costs, and risk the investor absorbs. Investors are required to keep documentation of their comps and repair estimates for every offer made to a HomePath Options-matched homeowner.

3. No high-pressure tactics

No "act now," no fake "we have other buyers," no threats, no implication that you're obligated to accept. You control the timeline. The investor's job is to make a fair offer and let you decide.

4. HUD counseling first if appropriate

If you're in active foreclosure and a loan modification might be feasible, the matched investor is required to advise you of free HUD counseling before pursuing a sale conversation. Selling isn't always the best answer, and we don't pretend it is.

5. Honest closing disclosures

No surprise costs after acceptance. No bait-and-switch repricing. If material new information arises during closing (title issues, undisclosed defects, etc.), the investor must communicate transparently and offer you the option to cancel.

6. Honor opt-outs immediately

If you tell the investor to stop contacting you — by any means, at any time — they are required to stop immediately. This applies whether you say "stop" by phone, reply STOP to a text, send an email, or contact us directly. Violation is grounds for immediate removal from our network and reporting to the FCC.

7. Your data stays private

The matched investor may not share your information with any third party (including affiliates, marketing lists, or other investors) without your express written consent. Your information goes to one matched investor for your county — that's it.

8. Audit and accountability

HomePath Options reserves the right to audit any investor's interactions with matched homeowners, including records of contacts, offers, and outcomes. Investors who fail to meet these standards or who cannot produce required records are removed from the network. We act on every homeowner complaint.


How investors are bound to these standards

These fairness standards are incorporated into the Keystone Court Data subscriber agreement. By subscribing to receive Keystone Court Data leads (which includes HomePath Options-matched homeowners), the investor contractually commits to operate under these standards. Breach is grounds for immediate termination of their subscription and removal from the matched-investor pool.

How to report a problem

If you have been matched with an investor through HomePath Options and you believe they have violated any of these standards, please contact us immediately. We take every complaint seriously and investigate within 14 days.

If you are an investor interested in receiving HomePath Options matched leads in your county, see For Investors.